If you’ve got and iPhone 6 or iPhone 6 Plus or later, or an iPad Pro, iPad Air 2 or iPad mini 3 and later, iOS 9 or later and an American Express issued American Express credit card, you can set up Apple Pay in Australia from today.
Note: Amex cards issued by a bank are not supported.
I’ve set up Apple Pay on my iPhone 6s and the process was quite straightforward.
Apple Pay on the iPhone
Start by launching the Wallet application on your iPhone. You’ll see a new section in the app, above the cards area, offering you the opportunity to add a credit or debit card to your iPhone.
It’s important to note Apple’s agreement with American Express only includes cards it has issued. That means American Express cards issued by the banks aren’t part of the deal and won’t work.
If you’ve already registered your American Express card with Apple for use in the App Store, all you need to do is enter the card’s security code and a one-time code that’s sent to you via the email address you’ve registered with Apple or via SMS to the mobile number you’ve set up with Apple.
Once the verification is complete, the card is ready to use.
If you’re using a credit card you’ve not used with Apple, then the ‘Add Card’ process will start by activating your iPhone’s camera and capturing the card number. You’ll then need to confirm the expiry date of the card, enter the security code and follow the same verification procedure by either email or SMS.
Apple Pay on the Apple Watch
If you’ve got an Apple Watch and want to use that for contactless payments, launch the Watch app on your iPhone. Open the Wallet section and tap the ‘Add’ button adjacent to the card you wish to use on your Apple Watch.
You’ll need to go through a similar verification process using the card’s security code and a one-time passcode sent to you either by email or SMS.
Once that’s done, you can start making purchases while leaving your wallet at home.